Many of us are a little strapped for cash these days, especially as we head into the holiday season. So if we end up being hit with an unexpected expense, such as a car repair or a doctor's bill, we may not know where to turn. That's when seeking out a payday loan may be the financial answer to a temporary problem. But before you sign on the dotted line for that quick cash infusion, ... read more »

Sometimes due to the unforeseen circumstances of a job loss, divorce, or cut in work hours paying all of your bills just may not be possible. While for many a car is a necessity, payments and insurance can eat up a large portion of our monthly budgets. When making your car payment no longer becomes practical or possible follow these steps to make the process as painless as possible. 1. Reco... read more »

Credit card debt has fast become the bane of the American family. Credit card companies seem to prey on the unsuspecting consumer with interest rates that defy reasoning and fees that catch credit card holders off guard and raise the minimum monthly payments. The government does more for the protection of the banks and credit card companies than they do for the consumers. In this economy, as w... read more »

I pray things will get better for all Americans, however recovery seems to be taking its time and its toll on people. There are programs that can assist everyday people to make ends meet during this time. People who never imagined themselves standing in lines at food banks are indeed standing in those lines. People are living off peanut butter and jelly or tuna for weeks at a time. People have... read more »

Everyone, especially in these desperate times, is trying to make that extra buck to live comfortably. Unfortunately, some of us do not know how to go about this. There are actually many ways to this, such as selling goods, providing your services, or other ways. I plan on showing you the different methods you can use at your disposal. Sell your unwanted goods Many of us, including me, are ... read more »

I was shopping the other evening and the woman in front of me in addition to her three kids had a full basket and a half. I thought it was going to be a long wait but I had no idea what me and the other folks in line were in store for. The woman's bill came to slightly over $300.00 and after handing the cashier all of her coupons she paid $9.37. Wow, it was like I had an epiphany. I was intr... read more »

If you have found yourself, no matter if you have hospital bills for a sick kid or you couldn't do without the latest Chanel handbag, you probably have gotten pesky calls from collection agents. Dealing with these people is difficult; however, if you read the following advice, your life might just be a little bit earlier. Know the Enemy Collection agents may say they are from the actual... read more »

It's never too early to start saving for your child's education. Or your grandchild's. Although the government never makes things easy, they have made saving for college an easier and less painful experience by establishing what are referred to as 529 Plans. No matter where you live in the U.S., you can open up a 529 Plan and begin saving now for "Junior's" educat... read more »

If you find yourself in a position where you're paying more than 10% of your gross income towards debt payments (credit cards and/or loans) then you probably should start working to eliminate your debt. You should start out by making a list of each and every creditor that you owe, the total balance owed, the minimum monthly payment, and the percentage rate that interest accrues (usually r... read more »

We all know that banks charge outrageous fees for their services. Most of us also know what it feels like to pay $35 for a burger and soda at McDonalds after the overdraft fees are added in. While many people choose to shrug off their overdraft fees and concede to paying, you may not realize how those $30 charges add up over the course of a year. Just think, if you get just one overdraft per m... read more »