Sometimes due to the unforeseen circumstances of a job loss, divorce, or cut in work hours paying all of your bills just may not be possible. While for many a car is a necessity, payments and insurance can eat up a large portion of our monthly budgets. When making your car payment no longer becomes practical or possible follow these steps to make the process as painless as possible. 1. Reco... read more »

I pray things will get better for all Americans, however recovery seems to be taking its time and its toll on people. There are programs that can assist everyday people to make ends meet during this time. People who never imagined themselves standing in lines at food banks are indeed standing in those lines. People are living off peanut butter and jelly or tuna for weeks at a time. People have... read more »

Everyone, especially in these desperate times, is trying to make that extra buck to live comfortably. Unfortunately, some of us do not know how to go about this. There are actually many ways to this, such as selling goods, providing your services, or other ways. I plan on showing you the different methods you can use at your disposal. Sell your unwanted goods Many of us, including me, are ... read more »

Many of us are a little strapped for cash these days, especially as we head into the holiday season. So if we end up being hit with an unexpected expense, such as a car repair or a doctor's bill, we may not know where to turn. That's when seeking out a payday loan may be the financial answer to a temporary problem. But before you sign on the dotted line for that quick cash infusion, ... read more »

It's never too early to start saving for your child's education. Or your grandchild's. Although the government never makes things easy, they have made saving for college an easier and less painful experience by establishing what are referred to as 529 Plans. No matter where you live in the U.S., you can open up a 529 Plan and begin saving now for "Junior's" educat... read more »

We all know that banks charge outrageous fees for their services. Most of us also know what it feels like to pay $35 for a burger and soda at McDonalds after the overdraft fees are added in. While many people choose to shrug off their overdraft fees and concede to paying, you may not realize how those $30 charges add up over the course of a year. Just think, if you get just one overdraft per m... read more »

I have been able to cut my grocery budget by $400 a month and you could too! Grocery shopping used to be my least favorite thing to do. I hated going to the store, spending over $150 a week and feeling like I came home with nothing to eat. Then I discovered how to be an efficient grocery store bargain shopper and now I love going to the grocery store. I have lowered my families grocery budget... read more »

Saving money is a hard thing to do I know that putting money away for a rainy day car be hard in the current economic outlook we are facing. The whole point of saving is to make it through these troubled times but if you don't stretch your money, then this downturn can outpace your savings. This short article will cover how to find that extra money to put away for this and any rainy day. ... read more »

So you've finally reached retirement age and are ready to kick back and enjoy life. Congratulations! All your life you've worked hard and have saved enough money to do all of those things you've always dreamed of, right? Unfortunately, that's not the case these days. Thanks to the lousy economy, the nest eggs of senior citizens who have scrimped and saved all their li... read more »

I was shopping the other evening and the woman in front of me in addition to her three kids had a full basket and a half. I thought it was going to be a long wait but I had no idea what me and the other folks in line were in store for. The woman's bill came to slightly over $300.00 and after handing the cashier all of her coupons she paid $9.37. Wow, it was like I had an epiphany. I was intr... read more »