Many of us are a little strapped for cash these days, especially as we head into the holiday season. So if we end up being hit with an unexpected expense, such as a car repair or a doctor's bill, we may not know where to turn. That's when seeking out a payday loan may be the financial answer to a temporary problem. But before you sign on the dotted line for that quick cash infusion, ... read more »

Do you need to make some extra money? Do you have extra items around your home that you'd like to sell? You should have a yard sale. A yard sale is less work than selling at a flea market, and it can be more profitable than selling your items at a consignment shop. Moreover, they can be loads of fun! 1. Choose a time and date for your yard sale. Early morning around 8 AM on a Satur... read more »

I was shopping the other evening and the woman in front of me in addition to her three kids had a full basket and a half. I thought it was going to be a long wait but I had no idea what me and the other folks in line were in store for. The woman's bill came to slightly over $300.00 and after handing the cashier all of her coupons she paid $9.37. Wow, it was like I had an epiphany. I was intr... read more »

Many people find themselves in a situation where their debts have outgrown their income. Rather than go the way of bankruptcy, many people look into debt consolidation instead. Honestly a debt consolidation is only a quick fix. If you sit down and do the math you will see that in the long run you are going to be paying more because although there is a lower interest rate, you are paying for a ... read more »

There are facts in this article but for the most part it is my opinion. I do not want to discourage you because there is a lot of good work being done. Just wanted you to ponder a little. I don't expect anybody to subscribe to my way of thinking, I just wanted to put it out here for people to ponder. Charities for AIDS, Leukemia, Prostate, Pancreatic, Breast and all the other Cancers, Autism,... read more »

1. Reassess Your Plans If your retirement should be in the next five to ten years (and I say "should," because this market has been going haywire), then you need to sit down and do some careful planning. In many cases, you will find that everything you've worked for so you could retire at any early age is gone -- or at least, heavily depleted. You may NOT be able to retire whe... read more »

Life is difficult and lots of people are living paycheck to paycheck that never thought they would. With a few spare hours and some ingenuity you earn extra funds to help get through the week. Ways to earn money. 1. eBay - Just like classified ads, you can sell a lot of items on eBay and if you find a niche, you can make a parttime business out of it. Make sure you remember to get the buyer to ... read more »

I am not a financial advisor, so all appropriate disclaimers apply, but here is what I think: 1. Don't lock in your losses You never want to buy high and sell low, which is what you would effectively be doing if you were to switch into bonds now. You would be locking in your losses. While stocks have fallen drammatically, it is hard to imagine that they will fall much more, espec... read more »

Choosing a credit card, especially if its your first can be very difficult. If it is your first credit card that you are getting, it may be difficult as many lenders (especially now) are hesitant to offer credit to people (mostly students) that have short credit history. This may even get worse as the US government is considering legislation to make it harder for credit card companies to give st... read more »

Choose Beans Instead of Beef The price of meat has been rising steadily-due in part to the skyrocketing cost of animal feed-but beans-both dried and canned-are still comparably inexpensive. Beans are a high-protein food and can be used in place of beef in burritos, tacos, chili, and other dishes, as well as enjoyed in vegetable soups, salads, dips, or even just straight from the can. Since they'... read more »