mikhail's profile

The Cash for Clunkers program gives you a minimal trade-in value when you buy or lease a brand new car. The car you're trading in must meet the following criteria to qualify as a "clunker": * It must be at most 25 years old (yes, they want newer clunkers). * You must have owned it for at least a year (so you can't go get one from the scrap yard now and arbitrage). * I... read more »

Potty training is not easy. There are multiple methodologies, and for each one there is as much anecdotal evidence of failure as of success. You may get lucky and your kid will just get it. But then again, you may need to try several of these, and eventually may just give up and have to rely on preschool to get your child out of his/her diaper. The Traditional Method In the olden days, befor... read more »

With the advent of digital photography, those of us who like to take pictures end up taking way too many of them. And since there is practically no cost associated with keeping most of the pictures we take, while trying to sort thorough them and keep only the "best" ones is often a tedious and time consuming process, we often end up with thousands of pictures that need to somehow be org... read more »

Are you looking to make your own web site? Here is how I would go about it. Learn HTML Web pages are simply text documents with some special tags to tell web browsers how to display the text, images, etc. These tags are part of HTML -- the Hypertext Markup Language -- and it's the first thing you should become familiar with. The good news is that HTML is pretty simple, and reading an on... read more »

I am not a financial advisor, so all appropriate disclaimers apply, but here is what I think: 1. Don't lock in your losses You never want to buy high and sell low, which is what you would effectively be doing if you were to switch into bonds now. You would be locking in your losses. While stocks have fallen drammatically, it is hard to imagine that they will fall much more, espec... read more »