Sometimes it's hard to make a dollar stretch, let alone be a certified circus contortionist like you really want it to be. Maybe you want to save up money for a car, house, or even a pet. It helps to cut down on as many expenses as possible. Why not start at the expense everyone has to deal with - food. Dining out is sometimes a necessity, especially when long commutes and frustration wit... read more »

I'm no expert, at a ripe 22 years of age, but I am a Wharton School grad with some real experience in money-troubles, and money-solutions. Like many broke college students, I often grew tired of Top Ramen and spent money I didn't have. Believe it or not, personal finance is not part of the core curriculum at that fine business school. I learned through trial and error, but you don't... read more »

Are you one of those individuals who are unable to hang on to money or save on a regular basis? Do you rely on the federal government to be your personal banker? If you are having your employer withhold more money from your paycheck than is necessary by claiming fewer deductions than you are entitled, then you are doing yourself a disservice. While the government takes out and keeps more of yo... read more »

Opening a Checking Account When one looks to open a new account, they usually look for the best deal. However, if you are college aged looking to open a new checking account, look to see which banks are located near you. When I left for college, I maintained my account from when I was a child. I did not realize, however, that the city I went to school in did not have a branch of the bank I pre... read more »

There are acts of frugality that help one household save money: eating in more, shopping less, cutting out lessons or extracurricular activities. Yet acting together, we can often save more money for more people than one person could alone. 1. Encourage others to put free newsletters back when done reading at the book store, train station, or rest stop instead of throwing it away after readin... read more »

Sometimes due to the unforeseen circumstances of a job loss, divorce, or cut in work hours paying all of your bills just may not be possible. While for many a car is a necessity, payments and insurance can eat up a large portion of our monthly budgets. When making your car payment no longer becomes practical or possible follow these steps to make the process as painless as possible. 1. Reco... read more »

What happens if the American dollar, or any currency, becomes worthless or unattainable? The Great Depression already provides an example of what can happen: local currencies and time based currencies. Local currencies are essentially local scrip, dollars printed by local governments to fill in the gaping need for paper currency. The other option is a time based currency. One dollar equals on... read more »

A large percentage of our population is single - meaning that they live alone. Being single can be great. You can do what you want, when you want and with whom you want without anyone else to worry about. You can buy what you want without feeling guilty about spending all your money on what some may consider "frivolous" items. Until you start getting into debt. Research shows t... read more »

Finance Savings Many of us have gotten into debt at one time or another.some have paid it off or some are still carrying it in forms of credit card debt,a mortage,home equity line of credit,or student loan debt.Here are some ways to manage your debt and your life. A> hile you will focus on paying your debt down with the majority of your extra money,you can start a savings account at the... read more »

Avoid Online Scams These days a lot of people are pressed for cash. Many are mature folks who never expected to have money problems or to need to sell things to make ends meet. If you are mature, you may have had an opportunity to collect a few items of gold jewelry in your lifetime. If you are not using your gold items, they may provide you with a means to collect a bit of cash. Desperate... read more »