I know that I always thought coupons were a waste of time. You would have to buy the paper, cut the coupons, then actually find a "deal" to use it on. And in the end what I paid for the item wasn't that great of a price, so it never really seemed worth it. That is because I was never using them correctly. This is an article to briefly get you started on how to actually use coupo... read more »

We all know someone who spends way too much money in hair salons. As an African American female, my spending habit for beauty has been changed forever. Thanks to the great internet world, I have found some great, effective ways to save money on beauty! Let's Start With the Hair! Honey is one of the best natural products to use as a conditioner and shine technique for African American h... read more »

If you are at all like me, you love the idea of looking nice! Fashion has been the interest at the top of my "What I love" list for as long as I can remember. As a teenager, I loved the idea of going in stores to look at the latest fashion trends, even though my family didn't have a lot of money to use just for shopping. As an adult with children, I can now identify with the strugg... read more »

With the current economy, many families are finding that the summer months can be financially challenging. Usually, the end of the school year ushers in family traditions of vacation trips or summer camps, however, parents today are looking for ways to stretch their dollar. By researching your options and being creative, you can break free from the attitude that having fun has to be expensive. ... read more »

With the economy being what it is (and there being people like myself who just plain like to save money), some might say it's time to give up on the simpler pleasures -- spend less time in front of the television and more time outdoors, frolicking in the sun. On the other hand, movies are very fun to watch and there are several good ways to keep the price tag from getting in the way. Free... read more »

With the economy so bad a lot of us are really having to pinch out pennies. If you're anything like me, expensive gifts just aren't in your budget. But as much as we want to save money, we also want to avoid looking cheap. Here's some advice on how to give a cheap gift that doesn't look cheap. There are two key factors here. The first is the gift itself. It's not impor... read more »

There are many reasons that people like buying designer clothing. It has a reputation for being better made and better fitting, and can offer the owner a feeling of sophistication. However, the price for many designer pieces can be outrageously expensive and unaffordable for the average person. This doesn't mean, though, that they are beyond the reach of the non-wealthy. There are severa... read more »

So, you find yourself broke as a joke with nothing but a few dimes to your name. On the other hand, perhaps you may just be one of those people who should have been nicknamed Uncle Scrooge. Whichever is the case, dating on a budget can be a tricky thing. You don't want to be perceived as stingy, but you also can't afford a limo and a candlelit dinner at the four seasons. Obviously, t... read more »

Like millions of others in the United States, I have chronic Psoriasis. Psoriasis is a hereditary skin disorder, which is speculated to come from immune system imbalances. Psoriasis comes in the form of red lesions, covered by thick silvery scales. I used to think that I just had really bad dandruff, until I talked to a dermatologist. Since then, it has also begun developing on my face. I ha... read more »

Okay...I have the needles....have the project...now what do I do? Advice on what yarn to use for what products and how to buy with the most savings. Yarn comes in so many different materials and thicknesses. What exactly does DK even mean? Let's start with the "weight" of yarn. Yarn comes in different weights, or thicknesses. I recently researched quite a bit and found some helpf... read more »