Once you have made a decision to look into a long-term care insurance plan, the next step is to identify the various insurance players in the market and compare their rates. If you are offered long term health care coverage at your place of work, it could be wise to compare costs and coverage with plans available on the individual market. You could find better coverage for less cost. Or, yo... read more »

With the uncertain future of social security and the rising costs of living many people are worried about financing their retirement years. Although there are riskier investments like stocks and mutual funds safe investments with adequate returns can be hard to find. One safe investment that can provide a respectable return on investment is an annuity. Annuities come in many forms but the ge... read more »

In uncertain economic times investors look for safe havens for their money. One great way to diversify an investment portfolio and provide a steady safe return is by investing in municipal bonds. Municipal bonds are investment instruments where an investor pays a set amount of money for a bond issue and receives periodic interest payments as well as the face value of the bond at the end of the ... read more »

Why writing a budget is like saying "just say no" to drugs I have struggled with staying within my budget since the day I started working. I was a pampered princess. My parents gave me whatever I wanted. My family doesn't have the resources of Paris Hilton's so what I wanted wasn't toooutrageous. Saying no to my desires wasn't my forte. Really, until recen... read more »

In the daily grind of life, we sometimes reach a point where we have had enough of dealing with all of the financial forms at the years end. We sometimes think that we have been given our undue share of burden and we wish it was easier to keep our money in order. At the end of the day, keeping finances in check it is a type of job that most people do not look forward to: balancing account sheets,... read more »

So, you want to get your finances in order? Don't worry, you are not the only one out there who needs a little 'financial tune-up'. With the economic situation of the United Stated today, most families are looking to educate themselves on how to get more mileage out of their dollars'. Gas prices, groceries, clothing, all the essential things in life have increased in pri... read more »

As a high school graduate, I can recall learning many things that I just knew I would never need after graduation. Unless I go on Jeopardy or Who Wants To Be A Millionaire. Consequently I feel the schools are failing to teach kids the everyday important things that they will need to know, like how to handle their money. If you would like to teach your children good financial advice, please res... read more »

It's true that you can't literally buy happiness. In the words of Abraham Lincoln, "Most people are about as happy as they make up their minds to be." And he would know, because he was depressed and miserable most of the time. But money can at least provide an escape from drudgery and give you increased access to excitement and entertainment. MOVE SLOWLY Don't throw your... read more »

As we have seen in previous articles a sound financial planning includes allocating enough liquid money for emergencies. But there is a much more important thing to do which can preserve your cash in most emergencies. When you think of an emergency situation it is most likely to be a loss of job, loss of health or loss of life. Insurance is the most important aspect of your entire financial plann... read more »

After a whole bunch of articles on the stock market that was targeted on getting the basics right we are now set to go ahead and learn the most exciting among them - which stocks to buy. The older articles can be backtracked by going here http://www.advice.com/article/2009/05/23/Advice+on+Building+a+Portfolio+in+Stock+Markets... read more »